ABOUT
WHAT PEOPLE ARE SAYING
"LoanLock provides very competitive rates- as well as being competitive in areas such as Loan Origination costs, points, and other loan costs." -S.C., 12/30/2020 review on Yelp.com
How We Work
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on site, so approval decisions are often faster. We pride ourselves on our numerous five-star reviews from our happy borrowers.
Because no two buyers are the same, we offer in-depth consultation to each of our clients. We will discuss your specific financail needs to ensure your max out-of-pocket and mortgage payment are just right. We are with you all the way. Too often, we hear nightmare stories of buyers left in the dark once under contract. Not us! We keep your path illuminated to make sure the process to funding is smooth. Find out the LoanLock difference by applying today!
LOAN OPTIONS
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
Jumbo Loans
Loan amounts as high as $3 Million. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
VA Loans
No downpayment and no MI. Home ownership options for veterans and their families.
2nd Mortgage
Unlock your home's equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
Apply now for a better mortgage experience.